Booked appointments with State employees facing pension and 457(b) decisions.
State pension systems vary wildly across 50 jurisdictions. We target the employees actively making rollover, DROP, and deferred compensation decisions — and put them on your calendar.
Audience focus
State Employees
Why they convert
Why State pre-retirees convert.
Most state employees still have access to a defined-benefit pension — a vanishing benefit that creates urgency, options, and questions licensed advisors are best positioned to answer. Add deferred compensation rollovers, DROP windows, and hybrid plan elections, and the conversation almost books itself.
- Defined-benefit pension elections force a one-time, irrevocable decision
- 457(b) governmental plans become rollover-eligible at separation
- DROP (Deferred Retirement Option Program) windows create hard deadlines
- Hybrid plans (DB + DC) require coordinated drawdown strategy
- Public safety employees often retire 10–15 years earlier than civilians
- State & local public employees
- 19.5M
- Public pension assets
- $5T+
- Pension systems served
- 50
Plans & decisions
What we cover for state employees.
Our qualification engine surfaces prospects asking real questions about the plans and decisions below — not generic retirement tire-kickers.
State pension systems
CalPERS, NYSLRS, FRS, PERS, TRS, ERS — election strategy and lifetime income optimization.
457(b) deferred comp
Governmental 457(b) rollover, in-service distribution, and consolidation.
DROP windows
Deferred Retirement Option Program election analysis and lump-sum strategy.
Hybrid plan strategy
Coordinated DB pension + DC account drawdown for hybrid-plan participants.
Public safety early retirement
Age 50–55 retirement planning for police, fire, and corrections personnel.
Retiree health coordination
State retiree health subsidies, Medicare bridges, and HSA strategy.
Who we target
The roles inside this audience.
Targeting can be refined to specific job families, locations, and retirement-eligibility windows on request.
- State agency employees
- State DOT and transportation workers
- Police officers and sheriff deputies
- Firefighters and EMS personnel
- Corrections officers
- Judges and court employees
- State university administrators
“DROP-eligible firefighters are the most prepared prospects I've ever met with. The appointments close 3x faster than anything else in my pipeline.”
Marcus T.
Insurance Agency Owner
Ready to build a state employees pipeline?
Tell us your target volume and territory. We'll show you what your calendar could look like in 30 days.